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California FAIR Plan Rate Impact Lookup

See the average impact of the October 15, 2026 California FAIR Plan filing in your ZIP code.

ZIP-Wide
Premium Impact

Average Dollar
Impact

Your FAIR Plan Impact

Average Policy
Impact 

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Data Source: Results are based on the California FAIR Plan's most recent approved rate filing (SERFF #MOCC-134657692; State Tracking #25-2174), approved April 6, 2026, with an effective date of October 15, 2026. Actual premium impacts may vary based on coverage selections, property characteristics, and policy details.

Many California homeowners qualify for broader coverage and competitive pricing through carriers outside the FAIR Plan.

✓ No obligation. We'll review available options

and contact you directly.

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